Long Term Bonds Versus Short Term Bonds--Which Is Right For You?

In my first column, I discussed some of the insights offered by modern financial research, and I promised that this time around I'd offer an example of how we can translate theory into practice. After all, financial theories are only useful to investors if they can be applied to real world problems. By using no-load mutual funds as building blocks, even investors of very modest means can ape the practices of our largest institutions.

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