Filing For Bankruptcy? Understanding the Counseling Requirement

The debtor must get counseling and certification from a non-profit credit-counseling agency before the forms may be filed for your bankruptcy. You will need to get the counseling from an approved credit counseling agency from the district where you are filing for bankruptcy. If you're filing with the help of a bankruptcy attorney, the attorney will know and refer you to an approved credit counseling agency. Should you be filing for bankruptcy without an attorney, it's best to check with the Unit

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